Every wise woman buildeth her house: but the foolish plucketh it down with her hands. He that walketh in his uprightness feareth the LORD: but [he that is] perverse in his ways despiseth him. In the mouth of the foolish [is] a rod of pride: but the lips of the wise shall preserve them. Where no oxen [are], the crib [is] clean: but much increase [is] by the strength of the ox. (Proverbs 14:1-4)
For the SIH devotional on this subject:
Settled In Heaven Blog 